Caroline Fallon

Recent Posts

What Really Determines My Home Insurance Cost?

Posted by Caroline Fallon on Feb 23, 2021 10:35:36 AM

Homeowner's insurance is an integral part of buying a new home. While not required by law, the reasons for purchasing insurance and ensuring you'll be protected are endless. Every home is unique and your homeowner's insurance cost will be too. Many different factors go into each individual home to determine the rate that your insurance company will charge you.

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Topics: Home Insurance

What is Dwelling Coverage and What Does it Cover?

Posted by Caroline Fallon on Jan 20, 2021 2:29:00 PM

Buying your first home can be stressful but making sure you have homeowners insurance is important in case of an emergency. Dwelling coverage is a portion of your homeowners insurance policy that covers and helps pay for damage that was caused by hazards to your home. This policy typically covers repairing and rebuilding your home from damages including garages, porches, water heaters, or built-in appliances.

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Topics: Home Insurance

Looking to Save on your Monthly Auto Insurance? Try a Driving Safety Course

Posted by Caroline Fallon on Nov 30, 2020 4:32:53 PM

Are you looking for ways to save money when it comes to auto insurance? Maybe, due to your driving record, you have high monthly insurance rates? Or, you might just want to save a buck? Well, a quick and efficient way to save some money is making sure you’re taking your driving safety course! With the course, you can save around 10 percent every month on your auto insurance.

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Topics: Auto Insurance

How a Home Remodel Can Affect Your Insurance Rates

Posted by Caroline Fallon on Oct 14, 2020 10:41:00 AM

Many times, when homeowners think of a home remodel, they think money. Whether that thought is in regards to resale value or maintenance cost, it’s often not thought of in terms of insurance value. Although in some cases remodeling your home can negatively affect your insurance rates, certain remodels can actually lower them. Learn how the type of work done to your home can affect your insurance rates.

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Topics: Home Insurance

Why Getting Lighthouse Car Insurance is The Best Option

Posted by Caroline Fallon on Sep 24, 2020 11:48:10 AM

We all know that if you live in New York and have a car, you also need auto insurance. But with all the different insurance companies and policies out there, how can you determine what’s truly the best option? Well, we can help make your life a bit easier. With Lighthouse car insurance you’ll be provided tons of different quotes and policies so you can do all your research in one place and be covered in no time.

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Topics: Auto Insurance

The Benefits of Getting Multiple Homeowners Insurance Quotes

Posted by Caroline Fallon on Jul 23, 2020 1:52:20 PM

Not all home insurance coverage is the same, nor are they the same price. When in the market for homeowner’s coverage it’s important to make sure that you are shopping around for the best and most accurate homeowners insurance quotes for your situation. Read more for some facts about your insurance quotes.

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Topics: Home Insurance

How Insurance Companies are Adjusting Due to the Coronavirus

Posted by Caroline Fallon on Jun 19, 2020 3:12:17 PM

With so many people being affected by the coronavirus, it’s natural to wonder how your insurance may be changing due to the current times. With so many people self-quarantining and the New York on Pause order only just beginning to lift, odds are, your home has seen a lot more of you while your car has seen a lot less of you. Here are some adjustments insurance companies are making in order to keep up with the times.

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Topics: Auto Insurance, Home Insurance, COVID-19

How the Coronavirus May Affect your Car Insurance

Posted by Caroline Fallon on May 20, 2020 11:34:24 AM

The coronavirus has taken a financial toll on many people. When it comes to automobiles, COVID-19 will change the way people buy, finance, and insure their cars. With so many self-quarantining and not out driving, it’s easy to wonder what changes you can make to your car insurance and what changes insurers are making in order to help you during these times.

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Topics: Auto Insurance

How COVID-19 can Affect Renter or Homeowners Insurance

Posted by Caroline Fallon on Apr 29, 2020 4:38:13 PM

While the coronavirus is not something that is directly affecting your home, it can affect your renters or homeowners insurance. With so many self-quarantining at home, it’s important to make sure that you are completely covered with your insurance. Here are a few ways that the coronavirus can impact your insurance coverages.

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Topics: Home Insurance

Lighthouse Insurance Has You Protected When in Crisis

Posted by Caroline Fallon on Mar 25, 2020 3:13:44 PM

With the current state of the world right now, it’s natural to be concerned and want to ensure that you are protected against anything. It’s more important now than ever to guarantee that your finances are covered, as well as yourself. That is why Lighthouse Insurance is devoted to making sure you have the best prices, so you are getting the best insurance, at the lowest cost.

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Topics: COVID-19

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